Experior Financial Group — Est. North America

Protect what matters most for your family and business.

Backed by Experior’s national resources, I help clients and referral partners feel secure with protection that is practical, dependable, and built for real life.

Book a consultation Why clients choose Luis
HeadquartersSan Antonio, TX
FocusFamilies, business owners, and referral partners
ApproachService-first, practical, and personal
Luis Hernandez, Experior Financial Group
Client-focused conversation
A polished professional setting
A calm professional moment
Financial planning conversation
Your Partner Luis

Luis Hernandez.

I’m a licensed financial professional with Experior Financial Group, based in San Antonio, Texas. I work with clients and referral partners who want practical guidance, thoughtful planning, and a steady point of contact.

As a 12-year Army veteran with five combat tours, I bring discipline, focus, and a mission-first commitment to every financial plan. I treat your family, business, and referral relationships with the same respect and reliability I brought to service.

Whether you’re evaluating protection for your family, planning for a business transition, or looking for a trusted partner to collaborate with, I’d be glad to connect.

Join the team↗ Follow on Instagram↗ 210-439-5309
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Who We Are

Building financial foundations for every family.

Experior Financial Group is a North American financial services organization built on one simple idea — help families and business owners protect what they’ve built and prepare for what’s ahead.

I work with clients who want thoughtful guidance around life insurance, income protection, debt strategy, retirement planning, and legacy planning. I also collaborate with referral partners who value a trusted, service-first approach backed by modern underwriting access and agent support.

That means clear recommendations, careful follow-through, and a steady advisor who keeps every family and partner informed every step of the way.

We don't just sell policies. We change the financial trajectory of families — and of the agents who serve them. Luis Hernandez · Experior Financial Group
10+
Years Helping Clients
1:1
Personal Guidance
Local
San Antonio Support
How We Help People

Practical options for families and business owners.

From protection and savings to legacy planning, I help clients connect the right solutions to the right goals.

Life Insurance

Term, whole life, and indexed universal life — coverage that protects what families build and leaves a legacy behind.

Debt Elimination

Help clients get out of debt years faster — saving thousands in interest and freeing income for what matters.

Savings & Retirement

Personalized plans for retirement, education, and future goals — meeting each family exactly where they are.

Mortgage Protection

Protect the largest investment most families make. Keep the home in the family — no matter what happens.

Financial Needs Analysis

A no-obligation review that maps exactly what each client needs — and nothing they don't.

Agency Building

Build your own agency. Commission-based, no ceiling. Write policies or lead a team — there's a path for both.

Why Partner With Experior

Built for producers who want real upside.

Experior gives serious agents a platform with meaningful compensation, real support, and a structure designed to reward production without politics, artificial caps, or internal games.

Comp Range
70%-170%

You earn what you produce.

No splits, no ceiling, no games. The model is designed so performance is rewarded directly and transparently.

Startup Cost
$0

Cost to Partner Up

We license you, train you, and set you up to win from day one so you can focus on building skill, momentum, and production.

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Trusted Insurance Carriers

Carrier partners clients can explore directly.

Each tile below represents a carrier partner and opens that carrier’s own website when clicked, so visitors can learn more directly.

National Life Group Visit partner ↗
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Guardian Life Visit partner ↗
Transamerica Visit partner ↗
Allianz Visit partner ↗
Prudential Visit partner ↗
MassMutual Visit partner ↗
Nationwide Visit partner ↗
F&G Visit partner ↗
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Free Quote Tool

Estimate life insurance options in under a minute.

Use the fields below to get a quote. Sales intelligence is captured separately from the estimate.

Estimated monthly premium $0/mo
Term Life $100,000 coverage

This quote is a quick educational estimate based on broad national averages, not a binding offer. Final pricing and eligibility can vary significantly by carrier guidelines, medical history, prescriptions, tobacco use, state, product structure, and underwriting class. For the most accurate quote and best available options, speak directly with a licensed insurance agent who can review your full profile and shop carrier-specific rates.

Why Clients Choose Luis

Thoughtful guidance for people and partnerships.

Clients and referral partners choose Luis for clear direction, personal service, and a steady approach to planning.

Six reasons it feels different.
/01

Clear planning

I break complex financial decisions down into plain language so clients and partners make confident choices.

/02

Secure partnership

With Experior’s carrier access and local advice, I help families feel protected and referral partners feel supported.

/03

Business owner support

From protection to succession planning, I help business owners think beyond today and build a stronger tomorrow.

/04

Partner-first service

I work closely with referral partners so every client receives responsive underwriting, dependable communication, and trusted follow-through.

/05

Honest, quick follow-through

Clients and referral partners get the answers they need — fast, transparent, and without the usual insurance friction.

/06

Long-term security

My work is designed to support clients and partners over time — not just at the point of sale.